Last Updated: September 22, 2026
Welcome to Monthly Income & Expenses, an application developed and designed by Vivek Computer Institute.
We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your rights regarding your information.
When you use the Monthly Income & Expenses application, we may collect the following information:
The application may store information that you voluntarily enter, including:
We do not access your bank account, credit/debit card, or banking credentials unless explicitly stated in the application.
We may automatically receive limited technical information necessary for the operation, security, and troubleshooting of the application, such as:
We may use collected information to:
If you choose to register or sign in using Google, we may receive information made available by Google according to your Google account settings and Google's authentication process.
We use this information only for account authentication and providing the requested services.
We take reasonable technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
However, no method of electronic storage or transmission over the Internet can be guaranteed to be completely secure.
We do not sell or rent your personal information.
We may share information only when reasonably necessary to:
Third-party service providers are expected to handle information according to applicable privacy and security requirements.
Income and expense information entered by you is used to provide the application's financial tracking features.
We do not use your financial records to provide financial, investment, tax, or legal advice.
The application is intended as a personal income and expense tracking tool.
We retain your information only for as long as reasonably necessary to provide our services, maintain your account, comply with legal obligations, resolve disputes, and enforce our agreements.
If you request deletion of your account, we will take reasonable steps to delete or anonymize associated personal information, subject to legal or legitimate retention requirements.
You may request deletion of your account and associated personal information.
To request account or data deletion, please contact us using the contact information provided below.
Please note that certain information may need to be retained where required by law or for legitimate security purposes.
Monthly Income & Expenses is not intended for children under the age of 13.
We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will take reasonable steps to delete it.
The application may use third-party services for authentication, hosting, database storage, analytics, security, or other necessary functionality.
These services may process information according to their own privacy policies and applicable laws.
Our website or services may use cookies or similar technologies where necessary for functionality, security, analytics, or improving the user experience.
Depending on applicable law, you may have rights to:
To exercise these rights, please contact us using the details provided below.
We may update this Privacy Policy from time to time.
When changes are made, we will update the "Last Updated" date at the top of this Privacy Policy.
We encourage you to periodically review this page for the latest information about our privacy practices.
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us.
By using the Monthly Income & Expenses application, you acknowledge that you have read and understood this Privacy Policy and agree to the practices described herein.